.footer{border-top:1px solid var(--color-border);background:var(--color-panel);color:var(--color-muted);margin-top:32px;padding:20px 16px 28px;font-size:13px;line-height:1.5}.footer__affiliation{text-align:center;max-width:900px;margin:0 auto 12px}.footer__nav{justify-content:center;gap:18px;margin-bottom:10px;display:flex}.footer__nav a{color:var(--color-primary);font-weight:600;text-decoration:none}.footer__nav a:hover{text-decoration:underline}.footer__credit{text-align:center;margin:0}.footer__credit a{color:var(--color-primary);font-weight:600;text-decoration:none}.footer__credit a:hover{text-decoration:underline}
.option-card{border:1px solid var(--color-border);border-radius:var(--radius);min-width:240px;color:var(--color-text);background:#fff;flex-direction:column;gap:14px;padding:16px;display:flex;box-shadow:0 1px 3px #141e2d0f}.option-card__fields{flex-direction:column;gap:10px;display:flex}.field{flex-direction:column;gap:4px;font-size:14px;display:flex}.field>span{color:#3a4658;font-weight:600}.field input,.field select{box-sizing:border-box;min-height:44px;color:var(--color-text);background:#fff;border:1px solid #c2c8d0;border-radius:8px;padding:10px 12px;font-size:16px}.option-card__hint{color:var(--color-muted);margin:-2px 0 2px;font-size:11.5px;line-height:1.4}.field input:focus,.field select:focus{outline:2px solid var(--color-accent);outline-offset:1px;border-color:var(--color-accent)}.field input:disabled{color:#8a93a0;background:#f1f3f5}.option-card__results{border-top:1px solid #e3e6ea;flex-direction:column;gap:8px;padding-top:12px;display:flex}.result-row{justify-content:space-between;align-items:baseline;gap:12px;font-size:15px;display:flex}.result-row .result-label{color:var(--color-muted)}.result-row .result-value{font-variant-numeric:tabular-nums;font-weight:700}.result-row--primary .result-value{font-size:20px}.option-card__results--highlighting .result-row{opacity:.5}.option-card__results--highlighting .result-row .result-value{font-size:14px;font-weight:600}.option-card__results--highlighting .result-row--highlight{opacity:1}.option-card__results--highlighting .result-row--highlight .result-label{color:var(--color-accent);font-weight:700}.option-card__results--highlighting .result-row--highlight .result-value{color:var(--color-accent);font-size:26px;font-weight:800}.extra-impact{color:var(--color-secondary);background:#eaf6ec;border:1px solid #aed9b8;border-radius:8px;margin-top:4px;padding:10px 12px;font-size:14px}.extra-impact strong{font-weight:700}.deferred-warning{color:var(--color-warning);background:#fdecea;border:1px solid #f5b7b1;border-radius:8px;margin-top:4px;padding:10px 12px;font-size:14px}.deferred-warning strong{font-size:16px;display:block}@media (min-width:768px){.result-row{font-size:16px}.result-row--primary .result-value{font-size:24px}.option-card__results--highlighting .result-row--highlight .result-value{font-size:34px}}
.waiting{border:1px solid var(--color-border);border-radius:var(--radius);background:var(--color-panel);margin:24px 0 8px;padding:18px}.waiting__title{color:var(--color-text);margin:0 0 2px;font-size:19px;font-weight:800}.waiting__sub{color:var(--color-muted);margin:0 0 12px;font-size:13px}.waiting__rate{flex-direction:column;gap:3px;max-width:260px;margin-bottom:14px;display:flex}.waiting__rate span{color:var(--color-muted);font-size:12px;font-weight:600}.waiting__rate input{box-sizing:border-box;min-height:42px;color:var(--color-text);border:1px solid #c2c8d0;border-radius:8px;padding:9px 11px;font-size:16px}.waiting__rate input:focus{outline:2px solid var(--color-accent);outline-offset:1px;border-color:var(--color-accent)}.waiting__grid{grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px;display:grid}.wait-card{background:var(--color-bg);border:1px solid var(--color-border);text-align:center;border-radius:10px;padding:14px}.wait-card__years{color:var(--color-text);font-size:13px;font-weight:700}.wait-card__extra{color:var(--color-accent);margin:4px 0 2px;font-size:26px;font-weight:800;line-height:1.1}.wait-card__meta{color:var(--color-muted);font-size:11.5px}.waiting__note{color:var(--color-muted);margin:14px 0 0;font-size:11px;line-height:1.5}
.comparison{max-width:var(--maxw);color:var(--color-text);width:100%;margin:0 auto;padding:16px}.comparison__title{margin:0 0 4px;font-size:22px;font-weight:800}.comparison__subtitle{color:var(--color-muted);margin:0 0 16px;font-size:14px}.comparison__rep{border-radius:var(--radius);background:var(--color-panel);border:1px solid #e3e6ea;margin:0 0 16px;padding:14px}.comparison__rep legend{color:var(--color-text);padding:0 6px;font-size:13px;font-weight:700}.comparison__rep-note{color:var(--color-muted);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px;margin:4px 0 10px;font-size:12px;display:flex}.link-btn{font:inherit;color:var(--color-primary);cursor:pointer;background:0 0;border:none;padding:0;font-size:12px;text-decoration:underline}.link-btn:hover{color:var(--color-accent)}.comparison__rep-grid{grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:10px;display:grid}.comparison__rep .field span{color:#3a4658;font-size:13px;font-weight:600}.comparison__rep .field input{box-sizing:border-box;min-height:42px;color:var(--color-text);border:1px solid #c2c8d0;border-radius:8px;padding:9px 11px;font-size:16px}.comparison__header{border-radius:var(--radius);background:var(--color-panel);border:1px solid #e3e6ea;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:10px;margin-bottom:16px;padding:14px;display:grid}.comparison__header .field span{color:#3a4658;font-size:13px;font-weight:600}.comparison__header .field input{box-sizing:border-box;min-height:42px;color:var(--color-text);border:1px solid #c2c8d0;border-radius:8px;padding:9px 11px;font-size:16px}.field{flex-direction:column;gap:4px;display:flex}.comparison__toolbar{flex-wrap:wrap;align-items:end;gap:10px;margin-bottom:16px;display:flex}.comparison__toolbar .field{min-width:220px}.comparison__toolbar select{box-sizing:border-box;min-height:44px;color:var(--color-text);border:1px solid #c2c8d0;border-radius:8px;padding:10px 12px;font-size:16px}.btn{border:1px solid var(--color-primary);background:var(--color-primary);color:#fff;cursor:pointer;border-radius:8px;min-height:44px;padding:11px 16px;font-size:15px;font-weight:600}.btn:hover:not(:disabled){background:var(--color-primary-dark);border-color:var(--color-primary-dark)}.btn:disabled{cursor:not-allowed;background:#b8c2cd;border-color:#b8c2cd}.btn--save{background:var(--color-primary);border-color:var(--color-primary)}.btn--ghost{color:var(--color-warning);background:#fff;border-color:#d8a39c}.btn--ghost:disabled{color:#aeb6c0;background:#fff;border-color:#dfe3e8}.comparison__highlight{flex-wrap:wrap;align-items:center;gap:10px;margin-bottom:16px;display:flex}.comparison__highlight-label{color:#3a4658;font-size:14px;font-weight:600}.segmented{flex-wrap:wrap;gap:6px;display:inline-flex}.seg{color:#3a4658;cursor:pointer;background:#fff;border:1px solid #c2c8d0;border-radius:20px;min-height:40px;padding:9px 14px;font-size:14px;font-weight:600}.seg--active{background:var(--color-accent);border-color:var(--color-accent);color:#fff}.comparison__cards{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));align-items:start;gap:16px;display:grid}.card-col{flex-direction:column;gap:8px;display:flex}.card-col__bar{justify-content:flex-end;display:flex}.comparison__count{color:var(--color-muted);margin-top:12px;font-size:13px}.comparison__disclaimer{background:var(--color-panel);color:#46505f;border:1px solid #e3e6ea;border-radius:8px;margin-top:16px;padding:12px 14px;font-size:13px;line-height:1.5}@media (min-width:1280px){.comparison{padding:24px}.comparison__title{font-size:26px}}
.calc-root{--font-sans:var(--font-inter), Inter, system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--radius:10px;--maxw:1200px;font-family:var(--font-sans);color:var(--color-text);background:var(--color-bg);-webkit-text-size-adjust:100%;flex-direction:column;min-height:100vh;line-height:1.5;display:flex}.calc-root *,.calc-root :before,.calc-root :after{box-sizing:border-box}.calc-root a{color:var(--color-primary)}.calc-root>.footer{margin-top:auto}.calc-root .app-header{border-bottom:1px solid var(--color-border);background:var(--color-bg);justify-content:space-between;align-items:center;gap:12px;padding:14px 16px;display:flex}.calc-root .app-header__wordmark{color:var(--color-primary);letter-spacing:.2em;text-transform:uppercase;align-items:center;gap:10px;font-size:15px;font-weight:800;text-decoration:none;display:inline-flex}.calc-root .app-header__office{color:var(--color-muted);font-size:13px}@media (min-width:768px){.calc-root .app-header{padding:18px 24px}}.calc-root .app-header__help{margin-left:auto;font-size:.875rem}